Aging, a Trending Topic with Boomers

The difference between grieving and depression is important. Grieving, letting it go with all the painful wrenching that requires so much, is what prevents depression. Depression is hanging on to the hurt. Don’t do that.

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Ageism – Getting Older Ain’t for Sissies Yet Our Humor Belittles Elders

#ageing #ageism #elderly Ageism is something many don’t recognize today as a concern worthy of their time. A reader recently sent me a series of cartoons about elderly people. Each panel poked fun at the commonplace inconveniences or afflictions of old age; i.e. incontinence, forgetfulness, general decrepitude, impotence, diminished libido, ineptitude, etc. The subjects were depicted…

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Midwestern Yankee in a Tar Heel State – Part II

I am a Midwesterner by birth. My grandfather homesteaded in South Dakota. Until my dad went off to college, he had never left his native state. My father referred to the northeastern part of the country as the Wicked East. “People out there,” he often said, “line up on one side of the room to…

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Variable Annuities Insure Beneficiaries Against Loss Due to Market Risk

This is the second in a series of articles that I am writing on variable annuities. Readers are urged to read the first installment before tackling the one that follows. My initial article about variable annuities stressed: Financial advisers have strong incentives to sell variable annuities as they pay more in commissions than most other…

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The Best Time to Buy or Sell in the Stock Market.

As a retired financial advisor, the question that I am asked most often is, “Is it safe now to get into the stock market?” I answer, “No. It’s never safe to get into the market.” When the market is falling, I hear, “Do you think I should get out?” Again, “No.” Investing isn’t like swimming…

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Variable Annuities — Great, But Be Careful

If you have researched variable annuities on your own, you know that I couldn’t cover everything in one blog on the subject. Variable annuities have their drawbacks. It is important to be aware of them. A variable annuity is a long-term investment, one that you will want to hold your entire lifetime. It’s the place…

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