Investments
Market Downturns Disclose Hidden Investment Goals
#stockmarket #investing #capitalgains #portfolio Market downturns bring out the worst in some. People may not know it, but they often want more from their investment portfolio than gains and income. Like other major arenas in life—some load more baggage onto a portfolio than it was designed to carry. Making more money guarantees nothing except make…
Read MoreVariable Annuities Insure Beneficiaries Against Loss Due to Market Risk
This is the second in a series of articles that I am writing on variable annuities. Readers are urged to read the first installment before tackling the one that follows. My initial article about variable annuities stressed: Financial advisers have strong incentives to sell variable annuities as they pay more in commissions than most other…
Read MoreVariable Annuities Offer Tax Advantages as a Retirement Investment Vehicle
Financial advisers have several good reasons for selling variable annuities to their clients. They get paid more for one thing. On most other investments, the higher the amount a client invests the lower commission rate is for the adviser. In mutual funds, this is called a “break point.” An advisor, to illustrate, may get paid…
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