Archive for April 2013
Variable Annuities Insure Beneficiaries Against Loss Due to Market Risk
This is the second in a series of articles that I am writing on variable annuities. Readers are urged to read the first installment before tackling the one that follows. My initial article about variable annuities stressed: Financial advisers have strong incentives to sell variable annuities as they pay more in commissions than most other…Read More
Variable Annuities Offer Tax Advantages as a Retirement Investment Vehicle
Financial advisers have several good reasons for selling variable annuities to their clients. They get paid more for one thing. On most other investments, the higher the amount a client invests the lower commission rate is for the adviser. In mutual funds, this is called a “break point.” An advisor, to illustrate, may get paid…Read More
Revised Priorities Dictate a Change in Format for this Web Site.
I started this web site nearly two years ago. During that time, I have posted 109 different articles on a variety of subjects. The web site has built up of a following of approximately 450 visits on a rolling 30 day period with nearly 70% of those visiting the site doing so for the first…Read More
Detroit Riots in 1967 About Civil Rights Changed Lives, Perhaps the City Itself.
#detroitriots #civilrights #raceriots This is the final installment of a series that I have offered on my family’s experience living in Detroit during the mid-1960’s, a period of violent social unrest and the battle over Civil Rights. Readers are urged to read the previous post(s) before wading into this one. By Thursday, July 27, 1967,…Read More